ULIP: Compare

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Decision-making Corner

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ULIP: Premium

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ULIP: Riders

• FAQs on Life Insurance Basics
  
Do you need insurance if your not the breadwinner of the family? Not really. ......
• Sudden hospitalization? Solution; Hospital Cash Benefit Rider
  
This benefit rider coupled with your life insurance will ensure that monetary issues do not bother you in event of unfortunate hospitalization for an ailment. ......
• Guaranteed Insurability Option Rider; insurance without medical check-up
  
Get additional whole life insurance at different stages in your life without medical tests. ......

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ULIP: Benefits

• Right time to review your life insurance portfolio
  
Want to know what's the right time to review your life insurance portfolio? Here's when. ......
• Women's Life Insurance Policies
  
There are customised life insurance policies for women, whether they are working, working from or at home or are housewives. Know more about these policies and the coverage provided. ......
• Life Insurance for Young Working Professionals
  
If you are young and working, there is no time like now to get yourself adequately insured. There is just too much sense not to do so. ......
• Why does it not make sense to mix insurance with investment?
  
This article explains why it is not a good idea to mix insurance with your investments. ......

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ULIP: Exclusions

• Insurance is null and void if suicide is committed within a year
  
Death claims are not payable under certain circumstances in case of life insurance. ......

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ULIP: Overview

ULIP: Tax Implications

• The death claim process is simple and the benefit is tax free
  
Make life easy after death . Fill in a form to file a death claim . It will be about four months before you can get the claim amount. ......

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ULIP: Charges

• Finance ministry recomments cost cuts at banks and insurers
  
Without obstructing operation efficiency, finance minister has asked banks and insurance companies to cut their operations cost by 10%. ......
• IRDA warns insurers, proposal mandatory
  
IRDA says it's compulsory to issue a proposal form when issuing a policy. The said direction was issued following numerous complaints in this regard. ......

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ULIP: Claims

• Insurance is null and void if suicide is committed within a year
  
Death claims are not payable under certain circumstances in case of life insurance. ......
• How to collect maturity amount from insurer?
  
Getting maturity amount made easy , here's how .The insurer sends a discharge/claims form more than a month in advance of the policy maturity- here's your maturity claim. ......

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