Traveling has become the norm these days - be it personal travel or for business. Or in the course of your employment. Increased travel means that you need to budget for the risks involved in them too. Travel insurance helps you do that. Travel insurance offers a plethora of covers, right from medical expenses while on a trip to loss of baggage to even hijack cover. It helps you tide over rough financial times while on a trip in unfamiliar places, at home or abroad. Now comes the question - what do you need to know about travel insurance before you go ahead and buy it? Check out the links given below to give you an idea.

What is travel insurance?

Do I need overseas travel insurance?

Different overseas travel insurance covers

Tips to buy travel insurance

Travel insurance groupings

Travel insurance exclusions


Students Travel Insurance Plans

Our increasing wealth means that we can afford to send our wards abroad to study if they prefer so. This means a separate genre in travel insurance that is aimed specifically at students and the kind of risks that they might need cover. In this section, we discuss various students travel insurance plans and what each covers.


Coverage

This section deals with the coverage afforded by a travel insurance policy. Here, you get an idea of specific covers available in a travel policy.

Multiple-trip travel coverage

Medical coverage in travel insurance

Medical coverage for students traveling abroad

Maternity cover in travel insurance - provided when and to who?

Does travel insurance cover loss of baggage?

Can travel insurance be extended while traveling abroad?

Medical expenses not reimbursed or payable in case of cashless hospitalization


Claims 

Here, we give you the insider info as to how you actually go about claiming under your travel insurance. When traveling, it is critical that you know exactly how to claim under your travel insurance. This section gives you the answers for specific risk covers. 

Procedure to claim in case of Baggage Delay/Loss/Flight Delay/Cancellation or Missed Flight/Hijack Distress

Procedure to claim if passport is lost

Procedure to claim assistance in financial emergency

Procedure to claim in case of personal liability

Procedure to claim in case of burglary

Types of claim settlements

Procedure to claim medical expenses in travel insurance


 

FAQs 

This list of frequently asked questions about the different aspects of travel insurance will help you clear any specific doubts that you might have. The FAQs have been divided into relevant sections for your convenience.

Basic FAQs

Travel insurance FAQs on coverage

Travel insurance FAQs on claims


 

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