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Term Insurance : SBI Life - Shield


Coverage (Features):
  1. It is available in 3 options to suit your requirement - Sum Assured Increases by 5% Per Annum, Sum Assured Increases by 50% Every 5 Years, Level Cover.
  2. No upper limit on the sum assured.


General Exclusions: In case the life insured commits suicide within one year of the date of issue of the plan or date of revival, the beneficiary would not receive any of the benefits outlined in the plan.


Details of SBI Life - Shield
Grace Period: 30
Premium Cost: 12019
Premium Frequency: ANNUALLY, SEMI_ANNUALLY, QUARTERLY, MONTHLY
Max Age at maturity: 65
Pre-mandatory Medicals: Data not available.
Cost of Health Checkup: Data not available.
Conversion Option: NO
Number of Riders Covered: 2
Accidental death benefit and total and permanent disability benefit rider In case of death due to an accident, the nominee gets the Sum Assured under this rider. If the policyholder is involved in an accident, resulting in Total Permanent Disability, he/she will get Sum Assured under this rider in 10 equal annual installments; He/she will exit from all the rider covers thereafter, but continue to be covered for basic cover on receipt of further premium due, if any.-
Waiver of premium Under this rider the policy holder need not pay future premiums for the base product, if he/she suffers from Total and Permanent Disability due to an accident after the rider is opted for.-
Surrender Value: NO
Revival of Lapse Policy: Data not available.
Income Tax benefit: Premium paid towards this policy will be eligible for tax benefit under Section 80 C under Income Tax Act
Clauses for Cancellation: Data not available


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SBI Life - Shield
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Birla Sun Life - Term Plan 13622
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ICICI Prudential Life Insurance - ICICI Pure Protect 9271
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