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Term Insurance : Metlife - Suraksha


Coverage (Features): The plan has been designed for people who want to avail of the benefits of life insurance at low cost. It is a low premium, pure risk coverage plan which takes care of your financial commitments towards your family or dependants, should anything unfortunate happen to you.

List of Riders:

1. Accidental death benefit.
2. Critical illness.

General Exclusions: In case the life insured commits suicide within one year of the date of issue of the plan or date of revival, the beneficiary would not receive any of the benefits outlined in the plan.


Details of Metlife - Suraksha
Grace Period: 30
Premium Cost: 14118
Premium Frequency: ANNUALLY, SEMI_ANNUALLY, QUARTERLY, MONTHLY, SINGLE
Max Age at maturity: 65
Pre-mandatory Medicals: Data not available
Cost of Health Checkup: Data not available
Conversion Option: NO
Number of Riders Covered: 2
Critical Illness/ Dread Disease It provides a cover in the event of life insured being diagnosed as suffering from any of the specified critical illnesses.Heart attack, stroke, cancer, Surgery to coronary arteries.-
Accidental Death It provides additional amount of cover in case of death due to accident or loss of more than one limb or sight in both the eyes and partial coverage in case of loss of one limb or sight in one eye-
Surrender Value: NO
Revival of Lapse Policy: Within 3 years of the date discontinuance of the premium.
Income Tax benefit: Under Sec 80C and Sec 10 (10D) of the Income Tax Act 1961
Clauses for Cancellation: Data not available


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