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Term Insurance : Future Generali Life - Future Care


Coverage (Features): Future Care is simplest form of insurance for a stated period of time. It provides maximum insurance protection for premium amount. Within a period specified in the policy, the term plan can be converted into an endowment life insurance plan offered by Future Generali.

List of Riders -
1. Accidental Death Benefit
2. Critical Illness Benefit


General Exclusions: In case the life insured commits suicide within one year of the date of issue of the plan or date of revival, the beneficiary would not receive any of the benefits outlined in the plan.


Details of Future Generali Life - Future Care
Grace Period: 30
Premium Cost: 12740
Premium Frequency: ANNUALLY, SEMI_ANNUALLY, MONTHLY
Max Age at maturity: 65
Pre-mandatory Medicals: Data not available
Cost of Health Checkup: Data not available
Conversion Option: NO
Number of Riders Covered: 2
Critical Illness/ Dread Disease This rider covers the following 9 critical illnesses 1. Cancer (malignant) including Leukemia 2. Coronary Artery Bypass Surgery 3. Heart Attack 4. Kidney Failure 5. Stroke 6. Major Organ Transplantation 7. Paralysis 8. Heart Valve Surgery 9. Surgery for disease of the Aorta.-
Accidental Death This rider benefit is paid on occurrence of any of the following 1.Death due to an accident 2. Accidental dismemberment [loss of use of a limb(s) and / or eye(s)] 3. Permanent total disability due to an accident.-
Surrender Value: NO
Revival of Lapse Policy: Data not available
Income Tax benefit: Section 80C, 10(10D) of Income Tax Act would apply. Premiums paid for Critical Illness Benefit qualify for benefits under Section 80D.
Clauses for Cancellation: Data not available.


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