Overview
If the insured person commits suicide, whether sane or insane, within one year from the date of commencement of a term policy, the cover will become void, i.e. the nominee cannot claim the sum assured. Only the premiums paid up to the date of death will be refunded; after deducting the expenses incurred by the insurer for issuing the cover.
Term Insurance: Premium
Term Insurance Exclusions: Basics
Term Insurance Exclusions: Opinion
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