Overview

If the insured person commits suicide, whether sane or insane, within one year from the date of commencement of a term policy, the cover will become void, i.e. the nominee cannot claim the sum assured. Only the premiums paid up to the date of death will be refunded; after deducting the expenses incurred by the insurer for issuing the cover.

Term Insurance: Premium

Find cheapest protection term plan

Get Premium of term insurance plans offered by all life insuance companies and cover your family at the cheapest cost.

Term Insurance Exclusions: Basics

What does my family receive when I die within the term of my life insurance policy?

Death benefits depend on the type of policy purchased by the insured. ......

Insurance is null and void if suicide is committed within a year

Death claims are not payable under certain circumstances in case of life insurance. ......

Term Life Insurance Plan

Term life insurance policies are the purest form of life insurance, as they do not offer any survival benefits, just death benefit. It is also the cheapest form of life insurance. ......

Do I need life insurance?

Do you think you do not need a life insurance. Here's why you may want to rethink. ......

Term Insurance Exclusions: Opinion

Return of Premium - Is it really attractive?

Did you know that should you survive the policy term, you do not get a penny under ROP? ......

Women's Life Insurance Policies

There are customised life insurance policies for women, whether they are working, working from or at home or are housewives. Know more about these policies and the coverage provided. ......

Life Insurance for Young Working Professionals

If you are young and working, there is no time like now to get yourself adequately insured. There is just too much sense not to do so. ......

Decision-making Corner

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