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Term Insurance : Birla Sun Life - Term Plan


Coverage (Features): The plan has been designed for people who want to avail of the benefits of life insurance at low cost. It is a low premium, pure risk coverage plan which takes care of your financial commitments towards your family or dependants, should anything unfortunate happen to you.

List of Riders:

1. Accidental death and dismemberment benefit.
2. Critical illness.
3. Waiver of premium.


General Exclusions: In case the life insured commits suicide within one year of the date of issue of the plan or date of revival, the beneficiary would not receive any of the benefits outlined in the plan.


Details of Birla Sun Life - Term Plan
Grace Period: 30
Premium Cost: 13622
Premium Frequency: ANNUALLY, SEMI_ANNUALLY, QUARTERLY, MONTHLY, SINGLE
Max Age at maturity: 70
Pre-mandatory Medicals: Data not available.
Cost of Health Checkup: Data not available
Conversion Option: NO
Number of Riders Covered: 3
Critical Illness/ Dread Disease It provides a cover in the event of life insured being diagnosed as suffering from any of the specified critical illnesses.Heart attack, stroke, cancer, Surgery to coronary arteries.-
Accidental death benefit and total and permanent disability benefit rider It provides additional amount of cover in case of death due to accident or loss of more than one limb or sight in both the eyes and partial coverage in case of loss of one limb or sight in one eye-
Waiver of premium The unique feature of this rider is that your premium is waived off if you are unable to pay your premiums in the event of unforeseen calamities with your insurance policy still active.-
Surrender Value: NO
Revival of Lapse Policy: Data not available
Income Tax benefit: Premium paid for the policy will be eligible for tax benefit under section 80C, any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevai
Clauses for Cancellation: Data not available.


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