If you own a shop, you will obviously be concerned about the safety of your shop as well as the merchandise stored in it. It is your livelihood we are talking about here, after all. You can rest a lot easier if you avail of the shopkeepers' insurance facility. Only, ensure that you are up to speed on the basics of shopkeepers' insurance before you do so. Here are some pointers:

What is shopkeepers' insurance?

Why buy shopkeepers' insurance?

What is the value of my shop?

What is the value of the merchandise in my shop?

Can I select the items to be insured in my shop?

Period of coverage


Different Shopkeepers' Insurance Covers 

You have the grocery store with a bakery counter, the vegetable shop that has a non-veg counter, and the paanwala who doubles up as a mobile-recharge center. Versatility being the name of the game, it is only natural that insurers have come up with a range of covers for the discerning shopowner. Go on, don't take our word on it. Check 'em out.

Electronic Equipment / Reinstatement of Data and Software

Television, Video Equipment, Portable Computer, Mobile Phone

Electrical or Mechanical Appliances Breakdown

Business Interruption and Increased Cost of Working / Loss of Profit

Neon or Glow Signs

Plate Glass Coverage

Pedal Cycle Coverage

Baggage Coverage

Personal Accident Coverage

Fidelity Guarantee

Public Liability Risk and Workmen's Compensation Policy

 

Coverage 

This section deals with the specifics of coverage in a shopowners' insurance policy.

Covering your shop

Covering merchandise in shop

Covering a rented shop


Claims 

In the unfortunate event of some damage happening to your shop or your merchandise in the shop, what would you do? Click here to find out process to make a claim under a shopowners' policy.

 

FAQs 

This list of frequently asked questions about the different aspects of shopowners' insurance will help you clear any specific doubts that you might have. The FAQs have been divided into relevant sections for your convenience.

Shopkeepers' FAQs on Coverage

Shopkeepers' FAQs on Claims

Shopkeepers' FAQs on Premiums, Costs, and Discounts

Basic Shopkeepers' Insurance FAQs


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