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Shopkeepers Insurance Primers
Thursday 24 January 2008
Covering merchandise in shop
Thursday 24 January 2008
| The contents of a shop are assessed on value provided at the time of purchasing the policy; i.e. the cost of buying a similar new item, after deducting appropriate depreciation, based on the age of the item. Shopkeepers' insurance is a package policy combining the various insurance requirements of small shopkeepers. It can be quite comprehensive and a few companies provide cover for all of the following risks: Fire and Allied Perils Burglary & Housebreaking Money Insurance Electronic Equipment / Reinstatement of Data and Software Television / Video Equipments and Portable Computer / Mobile Phone Breakdown of Electrical/Mechanical Appliances Business Interruption and Increased Cost of Working / Loss of Profit Neon Sign/Glow Sign Plate Glass Pedal Cycles Baggage Personal Accident Fidelity Guarantee Public Liability Risk and Workmen's Compensation Policy See also: Covering your shop |
