Householder Insurance Primers

Fire and Its Associated Perils


Monday 07 January 2008

The risk cover for fire and its allied perils provides for damage to your building or loss of objects in the building belonging to you and your family.

It also protects you against fire and its associated perils that might happen due to:

  • Natural calamities, such as fire, lightning, earthquake, landslide, rockslide, flood, inundation, storm, tempest, typhoon, hurricane, tornado, or cyclone

  • Man-made calamities, such as domestic gas explosions, overflow and bursting of water tank or pipes, damage caused by aircrafts, riots, strikes, malicious or terrorist acts


There are additional risk covers that provide for:

  • Terrorism cover
  • Debris removal cost
  • Costs to comply with building regulations following damage
  • Professional fees towards architects, surveyors, etc. for superintending a building during rebuilding
  • Cost of moving contents of your home to a temporary residence
  • Increase in sum insured throughout the year to guard against inflation
  • Automatic increase in sum insured for a period of 15 days before and after wedding of any of your family member
  • Loss of rent for landlord

Back To Primers List

Smart Apply

Residential Status
  Indian      NRI
I want...
City
Full Name
Country Code  
Mobile No  
Email
Date of Birth
    
 I have read the Privacy Policy and agree to the terms therein.
Apply Now