Are there any advantages of getting admitted to a hospital that the insurer has a tie-up with?

The benefit of using a network hospital is the availability of the cashless facility i.e. one does not have to pay a large part of the hospital bill; the insurer or the Third Party Administrator (TPA) takes care of it.

However, the insured does have a choice of selecting the hospital and the insurer has to reimburse the expenses even if she/he is admitted to a hospital that is not on the network.

Make sure you check if your insurer levies any discounts or charges for using the network hospital. Some insurers offer a discount on the health insurance policy to the insured for not availing the cashless facility.

See also:

Will a health insurance policy provide for the loss of my earnings?

Can I buy insurance policies from different companies? How will they pay my claims?

Miscellaneous Health Insurance FAQs

Health Insurance FAQs about Coverage

Health Insurance FAQs about Claims

Health Insurance FAQs about Premiums