Overview

The cost or premium of your insurance policy depends on the type and kind of coverage you get under a life insurance plan. Premiums vary from insurance type to insurance type. So, for an identical insurance cover, term insurance premiums are extremely low while money back premiums are extremely high.

Insurers offer many options on paying the premiums. Monthly, quarterly, half-yearly, annual, or one-time all these are premium paying options. Remember, the annual premium-paying option is cheaper than a monthly premium paying option and the one-time premium-paying option is cheaper than the annual one, and so on.

Endowment: Premium

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ULIP: Premium

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Term Insurance: Premium

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Pension Plan: Premium

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Be your own advisor with the help of Apanpaisa.com. Select from close to 52 pension policies.

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Featured Interview

Internet: The challenge is to take it to the rural population!

Internet has worked very well for people who are tech savvy but the challenge is to take it to rural population, says Harpal Karlcut, CEO, Canara HSBC Oriental Bank of Commerce Life Insurance Company Ltd.

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Childern's Plan: Premium

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Money Back: Premium

  • Money-back Life Insurance Plan
  • Life Insurance FAQs on Premiums
  • Do I need life insurance?

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Decision-making Corner

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