Overview

When your insurance advisor/agent recommends a certain insurance product for you, nine times out of ten, he/she is going to extol the virtues of the product what covers the product offers, the advantages of the buying the product, and so on.

 

That is only half the story told, actually.

 

What YOU need to find and equip yourself with are the exclusions in the life insurance policy. This is probably the most critical assessment of the policy's suitability where you are concerned.

Make sure that you go through the exclusions mentioned in the riders as well. They could well be different from the ones mentioned in your basic insurance plan.

Term Insurance: Exclusions

Read More >

Endowment: Exclusions

Read More >

ULIP: Exclusions

  • How to collect maturity amount from insurer?
  • Life Insurance FAQs on Premiums
  • ULIPs

Read More >



Childern's Plan: Exculsions

  • Important motor vehicle documents
  • GIC, Hannover Re join hands

Read More >

Money Back: Exculsions

Read More >

Need Life Insurance

Enter your name Enter your Date of Birth
Select your city Enter your email address Enter your mobile number Interested in
LIC
SBI Life Insurance
ICICI Pru Life
Bajaj Allianz Life
I have read the privacy policy and agree to to the terms therein
Also, get me the best offers in the market through


Decision-making Corner

Read More >

Ask an Expert

Interview
Ask your personal finance query here and get personalized replies that meet your specific needs.