Health Insurance

Star Health and Allied Insurance Company Limited (Star Health) is a joint venture between Oman Insurance Company, ETA Ascon Group and a number of insurance veterans in the country.

Star Health has chosen to be in the field of health insurance and was the first stand-alone health insurance company in India. It offers a wide range of health insurance services and related products at affordable prices, dealing in personal accident, Mediclaim, and overseas travel insurance.

Star Health specialties include round-the-clock General Practitioner (GP) service for counseling and advice and no-claim discounts for clients.

8 Insurance Plan available

Senior Citizens Red Carpet

Covers people aged between 60 and 69 years
Guaranteed renewals beyond 69 years
No pre-insurance medical test required
Pre-existing diseases covered

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Diabetes Safe

Covers people affected by Diabetes Mellitus Type II
Covers diabetic retinopathy requiring laser treatment
Covers diabetic nephropathy leading to chronic renal failure
Covers second transplant following failure of the first

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Super Surplus

Wide coverage option of Rs. 7 lakh and Rs. 10 lakh2
Covers hospitalisation expenses
No ceiling on ICU, medicine, diagnostic charges, or consultation fees
Covers surgeon, consultant, and anesthetist fees

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Family Health Optima

Protect all family members against serious illnesses
Covers hospitalisation expenses
Floater plan
Covers pre and post-hospitalization expenses

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Medi classic

Covers hospitalisation expenses
Covers surgeon, consultant, and anesthetist fees
No claim discount ranging from 5% to 25% for every claim-free year
Covers pre and post-hospitalisation

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Medi Premier

Provides additional lump sum payment in case of diagnosis of certain illnesses
Covers pre and post-hospitalisation expenses
Stroke, renal failure, and cancer are covered under specified critical illnesses
Coverage available for persons between 26 years and 75 years

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NRI all care

Insures health of family members of non-resident Indians
Covers surgeon, consultant, and anesthetist fees
Cashless facility available
Free consultation at specific hospitals

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True value

Covers hospitalisation expenses
Covers surgeon, consultant, and anesthetist fees
Cumulative bonus of 5% added to sum assured for every claim-free year of insurance up to a maximum 10 claim-free years
Family discount available

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Company Trust Note

This Know Your Insurance section covers only those products and sectors that are related to personal finance. The content available here has been collated from existing, publicly available information and are only indicative in nature. They are designed to give the user a general idea of insurers and products. The details given here should NOT be taken as the final word. The user must contact the respective insurer to get full details about any policy or product.

Apnainsurance.com is neither an insurance agent nor an insurance broker. Please consult your personal finance advisor, insurance agent, or broker before taking any decision to buy any insurance product.

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