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National Insurance Co. Ltd.

National Insurance Company Limited (NIC) was incorporated in 1906 with its registered office in Kolkata. After the General Insurance Business Nationalization Act was passed in 1972, 21 foreign and 11 Indian insurers were amalgamated with it and NIC became a subsidiary of the General Insurance Corporation of India (GIC), a Government of India-owned entity.

In 2002, after the notification of the General Insurance Business (Nationalisation) Amendment Act, NIC has been de-linked from GIC; at present, it operates as a Government of India undertaking.

NIC is one of the leading public sector non-life insurance companies in India. It has a network of about 1000 offices and more than 16,000 personnel. Its foreign operations are carried out from its branch offices in Nepal and Hong Kong.

National transacts its business in the fire, marine and miscellaneous insurance sectors. It offers more than 180 policies catering to the diverse insurance requirements of its 10 million policyholders.

6 Insurance product available


	Shopkeepers Insurance

Covers shop against Fire and allied perils Lightning, Explosion and Implosion
Covers shop content against theft and burglary
Covers baggage related to trade
Protect your business from fraud

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	Auto Insurance

Covers loss or damage to vehicle
Covers vehicle against natural or man-made calamities
Provides legal liability arising from accident
Cashless claims at specified workshops (insurer-specific)

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	Personal Accident Insurance

Covers death, permanent total disability, permanent partial disability, and temporary total disability
Cumulative bonus for claims-free years
Covers medical expenditure for bodily injury

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	Householder Insurance

Covers both home and content
Covers against fire and allied perils
Covers content against burglary and theft

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	Travel Insurance

Covers against lost baggage, passport, personal accident
Covers hospitalization while traveling abroad
Covers personal accident while traveling abroad
Covers personal liability while traveling abroad

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	Health Insurance

Covers out-patient treatment
Covers cashless hospitalization at network hospitals (insurer-specific)
Covers pre and post-hospitalization expenses
Coverage for pre-existing diseases

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