IFFCO TOKIO General Insurance Co. Ltd.
Householder Insurance
Iffco Tokio General Insurance Co Ltd. is a joint venture between the Indian Farmers Fertiliser Co-operative (IFFCO) and its associates, and Japanese insurer, Tokio Marine and Nichido Fire Group.
The company began operations in December, 2000 with its headquarters in Gurgaon, Haryana. At present, it has 100 offices in India.
It offers retail, commercial and specialty insurance policies such as credit insurance and fine arts insurance for private collectors of art. It also offers risk management solutions. The company offers about 40 plans in all, across various insurance segments.
Policy Details
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Plan Name | Householder Insurance | |
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Building: | Yes | |
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Contents: | Yes | |
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Baggage: | Yes | |
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MBD (machinery breakdown): | Yes | |
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EEI (electronic equipment insurance): | Yes | |
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Personal accident: | Yes | |
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Personal liability: | Yes | |
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Burglary (content): | Yes | |
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Fire, Lightning, Explosion/implosion: | Yes | |
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Earth quake: | Yes | |
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Storm,Cyclone,Typhoon,Tempest: | Yes | |
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Subsidence and landslide including Rock slide: | Yes | |
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Optional Coverage: | 1. Professional fees of architects, surveyors etc. for superintendence of building during reinstatement following a loss 2. Debris removal cost 3. Escalation of Sum Insured throughout the year to guard against inflation 4. Loss of rent as landlord and additional expenses on rent whether you are a landlord or tenant. | |
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Bonus/Discounts: | Available if more than 6 options provided in the policy are opted for | |
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Exclusions: | 1. Damage as a consequence of war, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution etc. 2. Any damage due to confiscation, commandeering, requisition or destruction by order of any government or lawfully constituted authority. 3.Any damage directly or indirectly caused by or contributed to or arising from ionising radiation or contamination by radioactivity. 4.Depreciation and damage caused by wear and tear or gradual deterioration. 5. Damage to property and contents due to pollution of any kind. | |
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