ICICI Lombard General Insurance Co. Ltd.
Householder Insurance
ICICI Lombard General Insurance Company Limited is a joint venture between ICICI Bank Limited and Lombard Canada Ltd., a group company of Fairfax Financial Holdings Limited.
The company got the license to begin operations in India in August 2001. It offers general insurance products such as health insurance, home insurance, auto insurance, and travel insurance. It offers insurance to NRIs, Indian nationals as well as corporate plans. It also offers customized insurance products for the rural population. ICICI Lombard offers the online option for both buying insurance as well as paying premiums.
Policy Details
| Plan Name | Householder Insurance | ||||
| Building: | Yes | ||||
| Contents: | Yes | ||||
| Baggage: | No | ||||
| MBD (machinery breakdown): | Yes | ||||
| EEI (electronic equipment insurance): | Yes | ||||
| Personal accident: | No | ||||
| Personal liability: | No | ||||
| Pet Dog: | No | ||||
| Burglary (content): | Yes | ||||
| Fire, Lightning, Explosion/implosion: | Yes | ||||
| Earth quake: | Yes | ||||
| Storm,Cyclone,Typhoon,Tempest: | Yes | ||||
| Tornado,Flood and Inundation: | Yes | ||||
| Impact damage: | Yes | ||||
| Subsidence and landslide including Rock slide: | Yes | ||||
| Missile testing operations: | Yes | ||||
| Leakage from Automatic Sprinkler Installations: | Yes | ||||
| Bush fire: | Yes | ||||
| Terrorist activities: | No | ||||
| War: | No | ||||
| Optional Coverage: | Fire content, Earthquake content and bulgary are basic cover all other are optional. | ||||
| Exclusions: | 1. Loss destruction damage directly or indirectly happening through any consequences of war, invasion, act of foreign enemy, hostilities (wheather declared or not ) 2. Loss destruction damage directly or indirectly happening through any consequences of war, invasion, act of foreign enemy, hostilities (wheather declared or not ) 3. Any loss expense caused due to any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel 4. Pollution Or contamination | ||||



