HDFC Standard Life Insurance Co. Ltd

HDFC Standard Life Insurance Company Ltd. is a joint venture between Housing Development Finance Corporation Limited (HDFC Ltd.), India's leading housing finance institution and Standard Life, UK.

HDFC Standard Life's product portfolio covers a wide range from individual to group products, rural, and social products. The insurance plans can be easily customized to specific needs. The website has all the details on all policies in easily-downloaded pdf files to facilitate easy access.

Up until 31 March 2008, HDFC Life had covered close to 10 lakh lives.

 

7 Insurance product available
Term Insurance
  • Pure risk cover plan with no survival benefit
  • Protection tool against the uncertainties of life
  • Cheapest life insurance product
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ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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    Children Plan
    • Tool to plan for children's needs in the future - education, wedding etc.
    • Tool to ensure children's future plans are not compromised in the event of parent/guardian's death
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    Endowment Insurance
  • Protection tool with savings option
  • Sum assured plus bonus accrued paid in the event of death of the insured or at maturity
  • With-profits plan that participates in the profits of insurer's life insurance business
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    Pension
    • Provides for stable income in post-work life
    • Helps policy holder to remain financially independent post-retirement
    • Tool for systematic retirement planning
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    Whole Life Insurance
    • Provides financial cover against death through out the life time of the insured
    • Estate tool for legal heirs
    • Sum assured paid on death of the insured or on if the insured survives a pre-determined age
    • Policy holder not entitled to any payout during the tenure of the policy
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    Health Insurance
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