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HDFC ERGO General Insurance Co. Ltd

HDFC ERGO General Insurance Company Limited is a joint venture between Housing Development Finance Company (HDFC) and ERGO, the primary insurance entity of the Munich Re group, the world's pre-eminent reinsurer.

HDFC is India’s first specialized mortgage company, incorporated in 1977. It has a client base of around a million customers as well as the same number of depositors.

HDFC ERGO offers insurance products in the personal accident, travel, health, motor, and home sectors. In the corporate sector, the company offers commercial and specialty insurance products such as casualty insurance, property insurance, engineering insurance, and marine insurance. HDFC ERGO also has a comprehensive rural insurance product portfolio that includes cattle insurance, rainfall index insurance, and sheep and goat insurance.

5 Insurance product available


	Personal Accident Insurance

Covers death, permanent total disability, permanent partial disability, and temporary total disability
Cumulative bonus for claims- free years
Covers medical expenditure for bodily injury

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	Health Insurance

Comprehensive health insurance product for individuals and families
No medical check required
Covers hospital room expenses
Cashless treatment at more than 4,250 affiliated hospitals

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	Auto Insurance

Comprehensive motor insurance
Comprehensive post-accident assistance
A professional claim service

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	Householder Insurance

Cover for building against fire
Cover for the contents against fire and burglary
Covers furniture, fittings, electronic and electrical items, and other valuables

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	Travel Insurance

Covers against lost baggage, passport, personal accident
Covers hospitalization while traveling abroad
Covers personal accident while traveling abroad
Covers personal liability while traveling abroad

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