Cholamandalam MS General Insurance Co. Ltd.

Householder Insurance


Cholamandalam MS General Insurance is a joint-venture between the Murugappa Group, headquartered in Chennai, and the Mitsui Sumitomo Insurance Group, one of the largest insurance groups in the world.

The company offers insurance in the motor, health, home, and travel sectors. In addition, it offers a corporate product liability policy; this policy covers the compensation that might need to be paid out on account of defective product.

 

Policy Details

Plan Name Householder Insurance
Building:  Yes
Contents:  Yes
Baggage:  Yes
MBD (machinery breakdown):  Yes
EEI (electronic equipment insurance):  Yes
Personal accident:  Yes
Personal liability:  Yes
Pet Dog:  No
Burglary (content):  Yes
Fire, Lightning, Explosion/implosion:  Yes
Earth quake:  Yes
Storm,Cyclone,Typhoon,Tempest:  Yes
Tornado,Flood and Inundation:  Yes
Impact damage:  Yes
Subsidence and landslide including Rock slide:  Yes
Missile testing operations:  Yes
Leakage from Automatic Sprinkler Installations:  Yes
Bush fire:  Yes
Terrorist activities:  No
War:  No
Exclusions:  1. War & War perils 2. Wear & Tear 3. Nuclear & Allied perils 4. Pollution & contamination


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