House Holders Insurance: Overview

Home insurance, or house-owner/householder insurance as it is also known, is important, and you should purchase one.

Be it a humble hut or a bungalow, rented or owned, it is advisable to insure your house and belongings to guard against unforeseen risks.

In addition to protecting your home, the typical home insurance covers your valuable personal property as well. Your personal property could consist of your furniture, clothing, stereo, computer equipment, jewelry etc.

House Holders Insurance: Coverage

Coverage for natural wear and tear

If you read carefully, insurance companies specifically state that they will not pay for damages caused due to regular wear and tear. Read to know more about coverage. ......

Coverage for insured house let out to tenant

Did you know that even if you had purchase a house-holder's insurance policy for your house or building, your tenants will need to buy a seperate policy? ......

Basic householders insurance FAQs

Basic householders insurance FAQs ......

What is householders' insurance?

Householders' insurance protects both the structure of a building as well as the belongings in it. ......

Why should I take householders' insurance?

Have you wondered why you need to take a householders' insurance? Here's why? ......

House Holders Insurance: Exclusions

Covering a house and its contents

Know about the house-holders insurance, cover of the house and its contents. ......

Coverage for natural wear and tear

If you read carefully, insurance companies specifically state that they will not pay for damages caused due to regular wear and tear. Read to know more about coverage. ......

House Holders Insurance: Claims

Process of claiming under householders' policy

Do you know the procedure for making a householder's insurance claim work? Here's more about claim. ......

Documents required to file claims

Did you know you require some documents to file a claim? Here's the list. ......

House Holders Insurance: Riders

Covering a house and its contents

Know about the house-holders insurance, cover of the house and its contents. ......

Burglary, Housebreaking & Other Perils

Burglary cover provides for damage due to house burglary. There is also cover against damage caused by falling trees, electric poles or lampposts, and so on. ......

Fire and Its Associated Perils

The risk cover for fire and its allied perils provides for damage to your building or loss of objects in the building belonging to you and your family. ......

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