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Health Insurance Articles
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Having said that, what should you keep in mind before buying a health insurance policy?
How does my age affect my health insurance plan?
I have a critical illness rider on my life insurance policy. Why do I need a separate health insurance policy? / How will my health insurance cover help me beyond my critical illness cover on my life?
Types of Health Insurance Plans
Health insurance plans can be broadly classified into three categories, depending on the coverage provided.
General health insurance plans
Features of a Health Insurance Policy
The coverage for different ailments and disorders in a health insurance policy defines its value to you. The features of a health insurance policy are defined by this. It might include a blanket cover for common ailments or it might cover common ailments and other more complicated diseases and disorders. All these of course are available to you, if you are eligible for them. Needless to say, cover for specific diseases and disorders will cost you more.
Check out the following links that give you a perspective on the various features of a health insurance policy.
Critcal Illness Plan Exclusions
General Health Insurance Plan Exclusions
Coverage
This section deals with the coverage afforded by a health insurance policy. You get an idea of what your health insurance policy covers and the different types of covers that you can add on to a health insurance policy.
What are the different aspects that I should consider when buying a health insurance policy?
Does a health insurance plan cover any other facilities/expenses besides hospitalization costs?
What is the difference between a Health Insurance policy and a Critical Illness policy?
What is the difference between a Critical Illness Rider and a Critical Illness Plan?
Illnesses covered by Critical Illness plans
When does the Critical Illness plan not cover the illnesses?
Claims
Now that you have adequately provided for you and your family in terms of health insurance, you might want to be clear about your options and rights when the times comes to get the benefit. Emergency treatment, sudden surgery, all these might find you a little short on ready money. Your health insurance policy should help you big time here. Read on...
Can I buy insurance policies from different companies? How will they pay my claims?
How do I intimate the insurance company of my hospitalization if it is an emergency?
Will a health insurance policy provide for the loss of my earnings?
Are there any advantages of getting admitted to a hospital that the insurer has a tie-up with?
Cost, Premiums, Bonus, Discounts, Renewals
Factors determining the cost of health insurance premiums, who bears the cost of medical check-ups, these are a few of the issues dealt with in this section.
Do I receive a discount if I buy the policy for my entire family together?
Is there any benefit if I renew my health policy on time?
FAQs
We have made a list of frequently asked questions regarding the different aspects of health insurance. These have been divided into relevant sections for your convenience. A quick glance through these will help you to understand and negotiate different situations that might arise specifically for you.
Health Insurance FAQs about Coverage
Health Insurance FAQs about Claims
Health Insurance FAQs about Premiums
Miscellaneous Health Insurance FAQs
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Health Insurance Articles
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