Overview

Typical expenses that are not covered by a general health insurance policy:

Any disease/injury within the first 30 days of commencing a policy, except accidental injury
Any treatment relating to any illness/disease already in existence at the time of the insurance proposal

There is a whole list of diseases and disorders where expenses incurred within the first two years from the start date of the policy are not covered. These diseases are typically covered from the third or fourth year onwards as pre-existing covers.

Health Insurance: Premium

Compare premium of Health Insurance Plans

ICICI Lombard - Health Insurance 1 year        Rs. 3,046
United India Insurance - Mediclaim Platinum    Rs. 3,609
Oriental Insurance - Health Insurance             Rs. 3,799

Health Insurance Exclusions: Basics

Is there any benefit if I renew my health policy on time?

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Health Insurance FAQs about Claims

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Health Insurance FAQs about Coverage

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Health Insurance Exclusions: Opinion

Health Insurance Plans - Life Insurers vs. Non-Life Insurers

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Health Insurance for your Parents

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Floater Health Insurance Policy

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