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United India Insurance - Mediclaim Policy Platinum (Individual)


Coverage (Features): Room, boarding expenses as provided by hospital/nursing home, nursing expenses, surgeon, anaesthetist, medical practitioner, consultants, specialist fees, anaesthetist, blood, oxygen, operation, opera

General Exclusions: Injury/disease directly or indirectly caused by or arising from invasion, act of foreign enemy, war likeoperation, circumcision unless for treatment, cost of spectacle & contact lenses, hearing aids, dental treatment untill hospitalised, AIDS, injury/disease arising from nuclear weapon/materials, naturopathy treatment, any service charges, surcharges, admission fees/registration charges levied by the hospital



Details of United India Insurance - Mediclaim Policy Platinum (Individual)
Premium
(in Rs. inclusive of service tax)
3,609
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 30
Maximum coverage amount 500000
Renewable till what age Renewed till lifetime.
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage Covered from first year
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Not Required
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 25%
Renewable discount 0
Domiciliary treatment Yes Actual domiciliary hospitalisation expenses limited to Rs. 3,000/- to Rs. 50,000/-
Cost of health check up Free medical check up at the end of block of every three underwriting years provided no claim was reported during the block


To find the best deal,
Compare
United India Insurance - Mediclaim Policy Platinum (Individual)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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