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Star Health - Medi Classic (Individual)


Coverage (Features): Hospitalisation Cover : In-patient hospitalisation expenses for a minimum of 24 hours.Includes room rent and boarding @2% of sum insured, subject to a maximum of Rs.4000/- per day, Nursing expenses, S

General Exclusions: Expenses for the treatment of any illness/disease/condition,which is pre-existing, Treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of this policy, First Two Years Exclusions: Cataract,Hysterectomy for Menorrhagia or Fibromyoma,Replacement surgery for knee and/or joint(other than caused by an accident),Prolapse of intervertibral disc (other than caused by accident), Varicose Veins and Varicose Ulcers, FirstYearExclusions:Benign Prostate Hypertrophy,Hernia,Hydrocele,Fistula in anus,Piles,Sinusitis and related disorders,Congenital internal disease/defect,removal of gallstones and renal stone, Naturopathy treatment, Expenses which are purely diagnostic in nature with no positive existence of any disease, Treatment of Cogential external disease/defects/anomalies,Expenses which are mainly cosmetic in nature.



Details of Star Health - Medi Classic (Individual)
Premium
(in Rs. inclusive of service tax)		 3,640
Minimum entry age (Yrs) 1
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 80
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) 2% of SA  
Room rent limit General (Max) 4000 per day  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 5 continuous policy years.
Co pay 20% if under package charges of hospital
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for 7% of the hospitalization expenses, subject to a maximum of Rs.5000/-
Compulsary medical Data not available.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 25%
Renewable discount 0.
Domiciliary treatment Not covered.
Cost of health check up Data not available.


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Star Health - Medi Classic (Individual)
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