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Royal Sundaram - Health Shield (Individual)


Coverage (Features): Room, boarding expenses as provided by hospital/nursing home, nursing expenses, surgeon, anaesthetist, medical practitioner, consultants, specialist fees, anaesthetist, blood, oxygen, operation, opera

General Exclusions: Any disease contracted during the first 30 days of commencement of policy, pregnancy, circumcision unless treatment, cost of spectacle, contact lenses, hearing aids, dental treatment, AIDS, Injury/disease directly or indirectly caused by or arising from invasion, act of foreign enemy, war like operation, njury/disease arising from nuclear weapon/materials, sex change treatment



Details of Royal Sundaram - Health Shield (Individual)
Premium
(in Rs. inclusive of service tax)		 4,420
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 40
Maximum coverage amount 500000
Renewable till what age 70
SUB LIMIT
Doctor fee limit 40% of SA  
Room rent limit General (Min) 1.5% of SA per day  
Room rent limit General (Max) 1.5% of SA per day  
Room rent limit ICU (Min) 3% of SA per day 
Room rent limit ICU (Max) 3% of SA per day  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Required for those above the age of 50
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment No
Cost of health check up Data not available


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Royal Sundaram - Health Shield (Individual)
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