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Oriental Insurance - Health Insurance (Individual)


Coverage (Features): Room, boarding expenses, nursing expenses, ICU expenses, surgeon, anaesthetist, medical practitioner, consultants, specialists fees, anaesthesia, blood, oxygen, operation theatre charges, surgical app

General Exclusions: Any diseases contracted during the first 30 days from the commencement date of the policy. Injuries due to war, invasion, act of foreign enemy war like operations. spectacles, contact lenses, hearing aids, dental treatment unless hospitalized, any sexually transmitted disease, pregnancy, naturopathy treatment



Details of Oriental Insurance - Health Insurance (Individual)
Premium
(in Rs. inclusive of service tax)		 3,799
Minimum entry age (Yrs) 21
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age Renewed till lifetime.
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) 1% of SA  
Room rent limit General (Max) 5000 per day  
Room rent limit ICU (Min) 2% of SA 
Room rent limit ICU (Max) 10000 per day  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Mandatory for age 45 years and above.
Cumulative bonus Data not available.
Renewable discount 0
Domiciliary treatment Yes.
Cost of health check up Reimbursement once in a block of every four underwriting year to a maximum of 1 per cent of average sum assured during the block.


To find the best deal,
Compare
Oriental Insurance - Health Insurance (Individual)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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