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New India Assurance - Mediclaim (Individual)


Coverage (Features): Hospitalisation expenses for the treatment of illness/injury, ambulance charges, Ayurvedic / Homeopathic and Unani system of medicine are covered.

General Exclusions: Any disease contracted during the first 30 days of commencement of the policy, Dental treatment, HIV (AIDS), Circumcision, Cosmetic surgery, Plastic surgery, Pregnancy and child birth, War, Act of foreign enemy, ionising radiation and nuclear weapon, Naturopathy, All external equipments such as contact lenses, cochlear implants.



Details of New India Assurance - Mediclaim (Individual)
Premium
(in Rs. inclusive of service tax)		 3,800
Minimum entry age (Yrs) 6
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age Data not available.
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) 1% of SA per day  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) 2% of SA per day  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous claim free policy year; (Diabetes & hypertension covered after 2nd year on payment of additional premium.)
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation.
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Data not available.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 30%
Renewable discount 0
Domiciliary treatment No
Cost of health check up Shall not exceed the amount equal to 1% of the average sum insured under the block of 4 policies without effecting Cumulative bonus. This benefit will be allowed only when the insurance has been conti


To find the best deal,
Compare
New India Assurance - Mediclaim (Individual)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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