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National Insurance - Mediclaim Policy (Individual)


Coverage (Features): Room, boarding expenses, nursing expenses, surgeon, anesthetist, medical practitioner, consultants, specialists fees, anesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicin

General Exclusions: Any diseases contracted during the first 30 days from the commencement date of the policy. Cataract, Benign prostatics hypertrophy, hernia, hydrocele, fistula in anus, piles, sinusitis, in the first year of insurance.



Details of National Insurance - Mediclaim Policy (Individual)
Premium
(in Rs. inclusive of service tax)		 3,988
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 80
SUB LIMIT
Doctor fee limit 25% of SA  
Room rent limit General (Min) 1% of SA  
Room rent limit General (Max) 5000 per day  
Room rent limit ICU (Min) 2% of SA 
Room rent limit ICU (Max) 10000 per day  
Medical OT charges (Max limit per illness) 50% of SA  
Pre existing disease coverage After 4 continuous claim free policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Mandatory for age 50 years and above and he/she is seeking insurance cover for the first time as an individual or as member of a family where there is break in Insurance.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment Covered.
Cost of health check up Reimbursement once in a block of every four underwriting year to a maximum of 1 per cent of average sum assured during the block.


To find the best deal,
Compare
National Insurance - Mediclaim Policy (Individual)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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