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IFFCO Tokio - Individual Medishield (Individual)


Coverage (Features): Hospitalisation expenses for the treatment of Dialysis, Chemotherapy, Radiotherapy, Eve surgery, Lithotripsy.

General Exclusions: Any disease contracted during the first 30 days of commencement of the policy. Cataract, Benign Prostatic Hypertrophy, Hernia, Congenital disease, fistula in anus, piles, sinusitis, choletithiasis, in the first year of policy.



Details of IFFCO Tokio - Individual Medishield (Individual)
Premium
(in Rs. inclusive of service tax)		 3,637
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 60
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) 1% of SA per day  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) 2.5% of SA  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 3 continuous policy years where no claim, care, treatment or advice has been recommended by or received from a doctor in relation to such pre existing condition during that period.
Co pay 20% if under package charges of hospital
Pre hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Data not available.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment Yes
Cost of health check up Upto 1% of Sum Insured Every 4th Year.


To find the best deal,
Compare
IFFCO Tokio - Individual Medishield (Individual)
with other provider
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ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
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National Insurance - Parivar for Family (Floater) 3,799
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Future Generali - Health Suraksha Silver (Individual) 3,540
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