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ICICI Lombard -Family Floater


Coverage (Features): Room, Boarding Expenses as provided by the Hospital, Nursing Expenses, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen, Operation Theater Charges, S

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses



Details of ICICI Lombard -Family Floater
Premium
(in Rs. inclusive of service tax)
3,046
Minimum entry age (Yrs) 19
Maximum entry age (Yrs) 35
Maximum coverage amount 400000
Renewable till what age 70
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous policy years.
Co pay 'No Limit';
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalization
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Yes,required at the age of 56 years onwards.
Cumulative bonus On sum insured 5% for every claim free year to a maximum of 50 per cent
Renewable discount 0
Domiciliary treatment No
Cost of health check up Any one member within the plan can avail of the free health check up. The free health check up coupon is valid for 365 days from the date of policy issuance.


To find the best deal,
Compare
ICICI Lombard -Family Floater
with other provider
  Policy Name Premium (in Rs.) Action
Star Health - Medi Classic (Individual) 3,640
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
National Insurance - Mediclaim Policy (Individual) 3,988
IFFCO Tokio - Individual Medishield (Individual) 3,990
Royal Sundaram - Health Shield (Individual) 4,420
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Cholamandalam General - Individual Health (Individual) 4,377
Bajaj Allianz - Health Guard (Individual) 4,275
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
Reliance General - Healthwise Gold (Floater) 9,811
New India Assurance - Mediclaim (Individual) 3,800
Reliance General - Healthwise Silver (Floater) 6,568
Reliance General - Healthwise Standard (Floater) 4,715
HDFC Ergo - Health Suraksha (Floater) 3,653
Bajaj Allianz - Health Guard (Floater) 4,275
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
National Insurance - Parivar for Family (Floater) 3,799
Cholamandalam General - Family Floater (Floater) 4,918
Max Bupa - Heartbeat Silver Zone 3 4,197
NA
Max Bupa - Heartbeat Silver Zone 2 4,406
NA
Max Bupa - Heartbeat Silver Zone 1 4,617
NA
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