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ICICI Lombard - Health Advantage Plus (Floater)


Coverage (Features):

General Exclusions: Any internal congenital illness, Non-allopathic treatment, pregnancy and childbirth related diseases, cosmetic, aesthetic and obesity related treatment, Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury, war, riots, strike, nuclear weapon induced treatment. OPD exclusions - Suicide or self-inflicted injury, Alcohol or drug abuse, War, riots, terrorism, nuclear related hospitalization, Non-allopathic treatment, experimental and unproven treatment, Expenses arising from treatment of HIV/ AIDS or related disease, use or misuse of alcohol and other intoxicating substances and intentional self-injury.



Details of ICICI Lombard - Health Advantage Plus (Floater)
Premium
(in Rs. inclusive of service tax)		 15,000
Minimum entry age (Yrs) 5
Maximum entry age (Yrs) 60
Maximum coverage amount 300000
Renewable till what age 70
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 2 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation.
Post hospitalization expences Covered for medical expenses incurred upto 60 days.
Compulsary medical Required after 55 years of age.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment Not covered
Cost of health check up


To find the best deal,
Compare
ICICI Lombard - Health Advantage Plus (Floater)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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