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HDFC Ergo - New Healthwise (Floater)


Coverage (Features): Benefits Under the Policy: - The scale of benefits payable are:Hospital Room Expenses, Specialist Fees, In- Hospital Medical Treatment, In- Hospital Medical Treatment, Ambulance Charges, Organ Donor H

General Exclusions: Any disease contracted during the first 30 days of inception of the first policy. Cataracts, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis and related disorders, in the first year of insurance.



Details of HDFC Ergo - New Healthwise (Floater)
Premium
(in Rs. inclusive of service tax)		 3,653
Minimum entry age (Yrs) 18
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 70
SUB LIMIT
Doctor fee limit 40% of SA  
Room rent limit General (Min) 1% of SA  
Room rent limit General (Max) 5000 per day  
Room rent limit ICU (Min) 2% of SA 
Room rent limit ICU (Max) 10000 per day  
Medical OT charges (Max limit per illness) 20% of SA  
Pre existing disease coverage After 4 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Required after 45 years.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%.
Renewable discount 0
Domiciliary treatment Yes
Cost of health check up Data not available.


To find the best deal,
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HDFC Ergo - New Healthwise (Floater)
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