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Future Generali - Health Suraksha Golden (Individual)


Coverage (Features): Premium is paid for Zone A - (Mumbai and Delhi). In this plan the claim payment is 100 per cent across India.

General Exclusions: Any disease or illness contracted within 30 days of taking the policy. Circumcision unless for treatment of a disease, dental treatment unless requiring hospitalisation,all diseases caused or related to HIV, Sex change, due to radiations from nuclear waste, injury due to participation in speed contests or aerial activities except for a fare paying passenger.



Details of Future Generali - Health Suraksha Golden (Individual)
Premium
(in Rs. inclusive of service tax)		 3,932
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 70
SUB LIMIT
Doctor fee limit 35% of SA  
Room rent limit General (Min) 1% of SA  
Room rent limit General (Max) 35% of SA  
Room rent limit ICU (Min) 2% of SA 
Room rent limit ICU (Max) 35% of SA  
Medical OT charges (Max limit per illness) 40% of SA  
Pre existing disease coverage After 4 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Expenses incurred 60 days prior to hospitalisation.
Post hospitalization expences Expenses incurred 90 days after hospitalisation.
Compulsary medical Till 45 not required, for age group 46 - 55 years up to sum assured 3 lakhs not required, 55 and above - medical required for all sum assured.
Cumulative bonus Not available.
Renewable discount 5
Domiciliary treatment Not covered.
Cost of health check up 1 per cent of total sum assured to a maximum of Rs. 4000 after a block of every four claim free years.


To find the best deal,
Compare
Future Generali - Health Suraksha Golden (Individual)
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United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
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Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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