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Future Generali - Health Suraksha Basic (Individual)


Coverage (Features): Premium is paid for region comprising of whole of india other than Zone A - (Mumbai, Delhi) and Zone B - (Kolkata, Chennai, Banglore & Hyderabad). If admitted in Zone A, claim payment will be 70 per c

General Exclusions: Any disease or illness contracted within 30 days of taking the policy. Circumcision unless for treatment of a disease, dental treatment unless requiring hospitalisation,all diseases caused or related to HIV, Sex change, due to radiations from nuclear waste, injury due to participation in speed contests or aerial activities except for a fare paying passenger.



Details of Future Generali - Health Suraksha Basic (Individual)
Premium
(in Rs. inclusive of service tax)		 3,146
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 70
SUB LIMIT
Doctor fee limit 35% of SA  
Room rent limit General (Min) 1% of SA  
Room rent limit General (Max) 35% of SA  
Room rent limit ICU (Min) 2% of SA 
Room rent limit ICU (Max) 35% of SA  
Medical OT charges (Max limit per illness) 40% of SA  
Pre existing disease coverage After 4 continuous policy years.
Co pay 30% in Mumbai & Delhi, 20% in Chennai, Kolkata, Ahmedabad, Hyderabad & Banglore.
Pre hospitalization expences Expenses incurred 60 days prior to hospitalisation.
Post hospitalization expences Expenses incurred 90 days after hospitalisation.
Compulsary medical Till 45 not required, for age group 46 - 55 years up to sum assured 3 lakhs not required, 55 and above - medical required for all sum assured.
Cumulative bonus
Renewable discount
Domiciliary treatment Not covered
Cost of health check up 1 per cent of total sum assured to a maximum of Rs. 4000 after a block of every four claim free years.


To find the best deal,
Compare
Future Generali - Health Suraksha Basic (Individual)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Star Health - Medi Classic (Individual) 3,640
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
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