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Cholamandalam General - Individual Health (Individual)


Coverage (Features): In the unfortunate event family members meeting with an illness or accident resulting in hospitalisation, gives you a cash free hospitalisation in more than 1300 hospitals across India. Our Health Ins

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses



Details of Cholamandalam General - Individual Health (Individual)
Premium
(in Rs. inclusive of service tax)		 4,377
Minimum entry age (Yrs) 18
Maximum entry age (Yrs) 35
Maximum coverage amount 1000000
Renewable till what age 69
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) 15% if AC Single Room upwards  
Pre existing disease coverage After 3 continuous policy years.
Co pay 10% if in a hospital, other than a Network Hospital.
Pre hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 90 days after hospitalisation.
Compulsary medical Yes,required at the age of 46 years onwards.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment No
Cost of health check up Data Not Available


To find the best deal,
Compare
Cholamandalam General - Individual Health (Individual)
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New India Assurance - Mediclaim (Individual) 3,800
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Reliance General - Healthwise Standard (Floater) 4,715
HDFC Ergo - Health Suraksha (Floater) 3,653
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Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
National Insurance - Parivar for Family (Floater) 3,799
Cholamandalam General - Family Floater (Floater) 4,918
Max Bupa - Heartbeat Silver Zone 3 4,197
NA
Max Bupa - Heartbeat Silver Zone 2 4,406
NA
Max Bupa - Heartbeat Silver Zone 1 4,617
NA
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