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Cholamandalam General - Individual Health (Individual)


Coverage (Features): In the unfortunate event family members meeting with an illness or accident resulting in hospitalisation, gives you a cash free hospitalisation in more than 1300 hospitals across India. Our Health Ins

General Exclusions: Any disease contracted during the first 30 days of inception of the first policy. Cataracts, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis and related disorders, in the first year of insurance.



Details of Cholamandalam General - Individual Health (Individual)
Premium
(in Rs. inclusive of service tax)		 3,805
Minimum entry age (Yrs) 18
Maximum entry age (Yrs) 35
Maximum coverage amount 1000000
Renewable till what age 70.
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) 15% if AC Single Room upwards  
Pre existing disease coverage After 3 continuous policy years where no claim, care, treatment or advice has been recommended by or received from a doctor in relation to such pre existing condition during that period.
Co pay 10% if in a hospital, other than a Network Hospital.
Pre hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 90 days after hospitalisation.
Compulsary medical After 45 years of age.
Cumulative bonus On sum assured of 5% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment No
Cost of health check up Data Not Available


To find the best deal,
Compare
Cholamandalam General - Individual Health (Individual)
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ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
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Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
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Oriental Insurance - Health Insurance (Individual) 3,799
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New India Assurance - Mediclaim (Individual) 3,800
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