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Bharati AXA - Smart Health Plan Basic (Floater)


Coverage (Features):

General Exclusions: Pregnancy and childbirth related complications, Suicide, self-inflicted injury or illness, mental disorder, anxiety, stress or depression, use of alcohol or drugs, Diseases such as HIV or AIDS. Cost of spectacles, contact lenses and hearing aids. Dental treatment or surgery of any kind unless requiring hospitalisation. Experimental or unproven treatment. Treatment by a family member, self- medication or any treatment that is not scientifically approved. Disease that commences during the first 30 days of inception of the first policy (60 days in case of critical illness benefit). Certain named chronic diseases (cataract, piles, congenital internal disease, dialysis for chronic renal failure, hysterectomy, joint replacement surgery, unless caused by accident. (Please refer to policy for complete list) during the first two years of continuous cover with us. In case these diseases are pre-existing in nature, they shall be covered as per the waiting period applicable for pre-existing conditions. Treatment taken from a person not registered as medical practitioner. Any hospitalisation expenses incurred outside India



Details of Bharati AXA - Smart Health Plan Basic (Floater)
Premium
(in Rs. inclusive of service tax)		 2,837
Minimum entry age (Yrs) 0
Maximum entry age (Yrs) 35
Maximum coverage amount 500000
Renewable till what age 75
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) 1% of SA  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) 2.5% to 3% of SA  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous policy years.
Co pay No Limit
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation
Post hospitalization expences Covered for medical expenses incurred upto 60 days after hospitalisation.
Compulsary medical Data not available
Cumulative bonus 5 per cent to a maximum of 25 per cent.
Renewable discount
Domiciliary treatment Covered
Cost of health check up


To find the best deal,
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Bharati AXA - Smart Health Plan Basic (Floater)
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Bharati AXA - Smart Health Plan Premium (Floater) 2,729
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