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Bajaj Allianz - Health Guard (Floater)


Coverage (Features): Health Guard policy takes care of your hospitalization expenses & also offers a wide coverage of pre & post hospitalization expenses.

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses



Details of Bajaj Allianz - Health Guard (Floater)
Premium
(in Rs. inclusive of service tax)		 4,275
Minimum entry age (Yrs) 26
Maximum entry age (Yrs) 40
Maximum coverage amount 1000000
Renewable till what age 70
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 4 continuous policy years.
Co pay 10% if in a hospital, other than a Network Hospital.
Pre hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation.
Post hospitalization expences Covered for medical expenses incurred upto 90 days after hospitalisation.
Compulsary medical No tests required for Sum Insured upto Rs.10 lakhs and age upto 45
Cumulative bonus On sum insured 5% for every claim free year.
Renewable discount 0
Domiciliary treatment No
Cost of health check up Health Check up in designated Bajaj Allianz Diagnostic Centres or reimbursement upto Rs.1000/-at the end of continuous four claims free years.


To find the best deal,
Compare
Bajaj Allianz - Health Guard (Floater)
with other provider
  Policy Name Premium (in Rs.) Action
Star Health - Medi Classic (Individual) 3,640
ICICI Lombard -Family Floater 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
Apollo Munich - Maxima (Floater) 15,216
National Insurance - Mediclaim Policy (Individual) 3,988
IFFCO Tokio - Individual Medishield (Individual) 3,990
Royal Sundaram - Health Shield (Individual) 4,420
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
Bharati AXA - Smart Health Plan Premium (Floater) 2,729
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Cholamandalam General - Individual Health (Individual) 4,377
Bajaj Allianz - Health Guard (Individual) 4,275
Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
Reliance General - Healthwise Gold (Floater) 9,811
New India Assurance - Mediclaim (Individual) 3,800
Reliance General - Healthwise Silver (Floater) 6,568
Reliance General - Healthwise Standard (Floater) 4,715
HDFC Ergo - Health Suraksha (Floater) 3,653
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
National Insurance - Parivar for Family (Floater) 3,799
Cholamandalam General - Family Floater (Floater) 4,918
Max Bupa - Heartbeat Silver Zone 3 4,197
NA
Max Bupa - Heartbeat Silver Zone 2 4,406
NA
Max Bupa - Heartbeat Silver Zone 1 4,617
NA
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