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Apollo Munich - Maxima (Floater)


Coverage (Features): Inpatient hospitalization for Inpatient treatment, pre-post hospitalization, daycare procedures, domiciliary treatment, daily cash for choosing shared accommodation, expenses for organ donor, emergency ambulance charges, daily cash for accompanying an insured child, maternity expenses, and newborn baby.

General Exclusions: Any treatment within first 30 days of cover except any accidental injury, 2 years exclusion for specific diseases, Coverage for Pre-existing diseases from 4th year onwards, Expenses arising from HIV or AIDs and related diseases, Abuse of intoxicant or hallucinogenic substance like drugs and alcohol, War or act of war, nuclear, chemical or biological weapon and radiation of any kind, Non-allopathic treatment.



Details of Apollo Munich - Maxima (Floater)
Premium
(in Rs. inclusive of service tax)		 15,216
Minimum entry age (Yrs) 18
Maximum entry age (Yrs) 45
Maximum coverage amount 300000
Renewable till what age Lifetime
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 2 continuous policy years.
Co pay Not Applicable
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation. It can be increased to 60 days if claim is intimated 5 days before hospitalisation.
Post hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation. It can be increased to 90 days if claim is intimated 5 days before hospitalisation.
Compulsary medical Depends upon age and sum assured.
Cumulative bonus 10% for every claim free year to a maximum of 50% of sum assured.
Renewable discount 0
Domiciliary treatment Available
Cost of health check up Annual health check up at network hospital.


To find the best deal,
Compare
Apollo Munich - Maxima (Floater)
with other provider
  Policy Name Premium (in Rs.) Action
ICICI Lombard - Health Insurance 1 year (Floater) 3,046
ICICI Lombard - Health Advantage Plus (Floater) 15,000
Reliance General - Individual Mediclaim (Individual) 3,584
Cholamandalam General - Individual Health (Individual) 3,805
Cholamandalam General - Family Floater (Floater) 4,918
Royal Sundaram - Health Shield (Individual) 4,420
HDFC Ergo - New Healthwise (Floater) 3,653
Apollo Munich - Easy Health Individual - Exclusive (Individual) 4,302
IFFCO Tokio - Individual Medishield (Individual) 3,637
Apollo Munich - Easy Health Individual Standard (Individual) 3,626
Bajaj Allianz - Health Guard (Individual) 4,275
Bajaj Allianz - Health Guard (Floater) 4,275
National Insurance - Mediclaim Policy (Individual) 3,988
National Insurance - Parivar for Family (Floater) 3,799
Bharati AXA - Smart Health Plan Basic (Floater) 2,837
Oriental Insurance - Health Insurance (Individual) 3,799
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Bharati AXA - Smart Health Plan Optimum (Floater) 3,722
United India Insurance - Mediclaim Policy Platinum (Individual) 3,609
New India Assurance - Mediclaim (Individual) 3,800
Future Generali - Health Suraksha Golden (Individual) 3,932
Future Generali - Health Suraksha Silver (Individual) 3,540
Future Generali - Health Suraksha Basic (Individual) 3,146
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