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Apollo Munich - Maxima (Floater)


Coverage (Features): Inpatient hospitalization for Inpatient treatment, pre-post hospitalization, daycare procedures, domiciliary treatment, daily cash for choosing shared accommodation, expenses for organ donor, emergency ambulance charges, daily cash for accompanying an insured child, maternity expenses, and newborn baby.

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses treatment within first 30 days of cover except any accidental injury, 2 years exclusion for specific diseases, Coverage for Pre-existing diseases from 4th year onwards, Expenses arising from HIV or AIDs and related diseases, Abuse of intoxicant or hallucinogenic substance like drugs and alcohol, War or act of war, nuclear, chemical or biological weapon and radiation of any kind, Non-allopathic treatment.



Details of Apollo Munich - Maxima (Floater)
Premium
(in Rs. inclusive of service tax)		 15,216
Minimum entry age (Yrs) 18
Maximum entry age (Yrs) 45
Maximum coverage amount 300000
Renewable till what age Lifetime
SUB LIMIT
Doctor fee limit No Limit  
Room rent limit General (Min) No Limit  
Room rent limit General (Max) No Limit  
Room rent limit ICU (Min) No Limit 
Room rent limit ICU (Max) No Limit  
Medical OT charges (Max limit per illness) No Limit  
Pre existing disease coverage After 3 continuous policy years.
Co pay 'No Limit';
Pre hospitalization expences Covered for medical expenses incurred 30 days prior to hospitalisation. It can be increased to 60 days if claim is intimated 5 days before hospitalisation.
Post hospitalization expences Covered for medical expenses incurred 60 days prior to hospitalisation. It can be increased to 90 days if claim is intimated 5 days before hospitalisation.
Compulsary medical Depends upon age and sum assured.
Cumulative bonus On sum insured 10% for every claim free year to a maximum of 50%
Renewable discount 0
Domiciliary treatment Yes
Cost of health check up Annual health check up at network hospital.


To find the best deal,
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Apollo Munich - Maxima (Floater)
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NA
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