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Critical Illness Insurance : Star Health - Medi Premier


Coverage (Features): The policy has two sections. While Section I offers protection against unexpected health care requirements, the second section ensures a lump sum payment of 50% of the sum insured when certain health disorders are diagnosed.



Details of Star Health - Medi Premier
Number of years for which policy is available: Renewable between the age 26 - 75
Age Limit:
Premium Cost: 4633
Commencement Period: 90 days
Pre-mandatory Medicals: Above age 51 compulsory
Cost of Health Checkup: It totally depends upon the health status of an individual and charges accordingly are reimbursed by the company
Personal Accident Cover: Yes  
Income Tax benefit: Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
Number of Diseases Covered: 3

Major illness covered

Renal Failure Yes
Cancer Yes
Stroke Yes
Cancellation of policies (no. of days): 7 days written notice either by insured or insurer.
Cancellation Of Policy: The company will refund premium according to the company's short period rates. Conditions applied.
Claim submission about the insured event: Detection of major illness, the insured person must survive beyond 30 successive days from such date of detection to be eligible for a claim under this policy
Claims (if lumpsum or part payment): : Lump sum Payment


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