Critical Illnes Insurance
You take out a critical illness plan with a careful check of all the critical illnesses covered and you receive a lump sum amount within a few days of diagnosing any of the critical illnesses. Once this lump sum is paid, the plan ceases to exist.
There are variations to the critical illness plan too, such as plans where some insurers offer the alternative option of receiving claims payment in installments over a period of 5 years. Such plans provide long term cover of 10 to 30 years.
Be that as they may, suffice it to say that critical illness plans have their own set of distinctions and features, plan-to-plan, insurer-to-insurer. It will help you if you had all these at one place to compare, contrast, and decide. This place is that place.
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