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Critical Illness Insurance : Bajaj Allianz - Critical Illness


Coverage (Features): The insured receives the amount as lump sum so that he can plan the treatment accordingly.Very competitive premium rates.Hassle-free in house claim settlement.



Details of Bajaj Allianz - Critical Illness
Number of years for which policy is available: Renewable yearly.
Age Limit:
Premium Cost: 993
Commencement Period: 90 days
Pre-mandatory Medicals: Medical examination may be required in some cases based on the age and the benefit amount opted by the propose.
Cost of Health Checkup: Covered upto certain limit.
Personal Accident Cover: Not covered  
Income Tax benefit: Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
Number of Diseases Covered: 10

Major illness covered

Multiple Sclerosis Yes
Kidney Failure Yes
Major Organ Transplanty Yes
Primary Pulmonary Arterial Hypertensio Yes
Paralysis Yes
Cancer Yes
Coronary Artery Bypass Surgery Yes
Arota Graft Surgery Yes
Stroke Yes
First Heart Attack Yes
Cancellation of policies (no. of days): 7 days written notice either by insured or insurer.
Cancellation Of Policy: The company will refund premium according to the company's short period rates. Conditions applied.
Claim submission about the insured event: The disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis.
Claims (if lumpsum or part payment): : Lump sum Payment


To find the best deal,
Compare
Bajaj Allianz - Critical Illness
with other provider
  Policy Name Premium Action
Star Health - Medi Premier 4,633  
ICICI Lombard - Critical Care 1 year 982  
AEGON Religare Health Plan - Gold 6,471  
IFFCO Tokio - Critical Illness 5,091  
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