Overview

  • Normal wear, tear and general aging of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/electrical breakdown
  • Wear and tear of consumables like tires and tubes
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Damage to/by a person driving any vehicles or cars without a valid license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Loss/damage due to war, mutiny or nuclear risk

Auto Insurance Exclusions: Basics

  • Motor Insurance FAQs on Claims
  • What motor insurance covers vs. What it excludes

Read More >

Auto Insurance Exclusions: Opinion

Read More >



Need Car Insurance

Enter your name Enter your Date of Birth
Select your city Enter your email address Enter your mobile number Interested in
ICICI Lombard
IFFCO Tokio
United India Insurance
Tata AIG General
I have read the privacy policy and agree to to the terms therein
Also, get me the best offers in the market through


Ask an Expert

Interview
Ask your personal finance query here and get personalized replies that meet your specific needs.