Overview
- Normal wear, tear and general aging of the vehicle
- Depreciation or any consequential loss
- Mechanical/electrical breakdown
- Wear and tear of consumables like tires and tubes
- Vehicles including cars being used otherwise than in accordance with limitations as to use
- Damage to/by a person driving any vehicles or cars without a valid license
- Damage to/by a person driving the vehicle under the influence of drugs or liquor
- Loss/damage due to war, mutiny or nuclear risk
Auto Insurance Exclusions: Basics
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